Could there be a bank apocalypse on the horizon? So far in 2024, more than 750 major American bank branches have shut down.

35 of those have happened between Oct. 15 and 22.

U.S. Bank has shut down the most locations this month, with 11. They have closed more than 120 branches this year alone. They are the fifth largest bank in America.

Wells Fargo closed six branches in October, as did Bank of America. PNC Bank shuttered five locations across America.

According to the Daily Mail, the rest came from Beverly Bank, Citizens Bank, Fidelity Bank, First National Bank of Omaha, Flagstar, and Chase Bank.

Why Are Banks Closing So Many Branches?

Basically, it all boils down to the little mini-computers that we all carry around with us, our phones. 78 percent of U.S. adults prefer to do their banking online, whether on a website or mobile app, compared to in person.

So if we are talking business here, no emotion, as the older generation passes on, so will the brick-and-mortar branches of banks across America.

USA Today reports that according to the Office of the Comptroller of the Currency, which is the people who handle the money for the government, by the end of 2024 there will have been around 1,000 bank branch closures in America.

We are already over 750 closures, to date. Most of the in-person transactions are from the older generation that hasn't adapted to the digital age as quickly.

Just like you don't go to the electric company to pay your bill with a personal check anymore, you soon won't have a need to go to a physical bank to conduct your daily business as an American.

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